The self-study only includes a state approved textbook and unlimited access to on-line quizzes. Once you pay for the class the materials will be sent to you. Once you feel that you have mastered the material you can take your final exam. If you pass you will receive your certificate of completion and will be ready to take the state exam. If you do not pass then you will be told which answers you got wrong and will be asked to resubmit your final exam. This will continue until you receive a passing score on the final exam.
If after choosing the self-study only option for P&C you decide that you need to have classroom instruction then you would be allowed to pay the difference in the price and attend the live classroom review.