The Video Guide to Uncle Bill's Property Casualty Producer/Solicitor program (60 Days)

NOTE: These videos alone will NOT be enough to receive a certificate of completion. You must take either the straight self-study or the self-study with classroom review to earn a certificate of completion.

This is the complete course on video.

Chapter 1: The A B C's of Property/Casualty Insurance

• Exposure and Risk
• Risk Management
• Insurable Interest
• Indemnification
• Hazard vs. Perils
• Accident vs. Occurrence
• Property vs. Liability
• Property insurance Perils
• Explanation of certain Perils
• Special causes of loss and Exclusions
• Property Insurance Objects
• Property Insurance Blanket vs. Specific
• Property Insurance Valuation
• Intro to Liability
• Liability Insurance Damages
• Liability Defining Negligence
• Liability Insurance Strict Liability
• Absolute Liability
• Vicarious and Contractual Liability
• Liability Supplementary Payments and Medical Payments
• The Law of Large Number
• Insurance Companies
• The Producer
• Types of Authority
• The Application
• Required elements of a Contract
• Unique Characteristics of Insurance Contracts
• Parts of a Policy Declarations page and Insuring Clause
• Conditions Loss and Appraisal
• Other Insurance Conditions
• Liberalization, Subrogation No benefit to Bailee Salvage and Mortgage Holder
• Exclusions and Definitions
• Cancellation and Non Renewal

Chapter 2: Homeowners and Dwelling Policies

• Intro to Homeowners and Definitions
• Property Perils
• Exclusion
• Objects Cov A B C and D
• Add'l Coverages
• Valuation
• Conditions
• Endorsements for Property
• Intro to Liability Homeowners
• Liability Exclusions Homeowners
• Add'l Coverages Liability Homeowners
• Endorsements Liability Homeowners
• Dwelling Policies

Chapter 3: Personal Automobile Coverages

• Introduction to Personal Auto and Definitions
• Definition of a Your Covered Auto
• Personal Auto Intro to Liab
• Personal Auto Liability concluded plus exclusions
• Personal Auto Part B Medical Payments
• Personal Auto Un Insured Motorist
• Personal Auto Under Insured Motorist
• Personal Auto Part D Damage to your Automobile
• Personal Auto Part D Damage to your Automobile, Conditions and Endorsements

Chapter 4: Michigan No-fault, SFP, Essential Insurance MPCGA and Pools

• Intro to Michigan No-Fault
• Michigan No-Fault Personal Protection Insurance (PIP)
• Michigan No-Fault Residual Liability and Property Protection Insurance (PPI)
• Standard Fire Policy and Essential Insurance Act Rules
• Essential Insurance Notifications
• Michigan Property Casualty Guarantee Association and Pools
• Recap of SFP, Essential Insurance, MPCGA and Pools

Chapter 5: General State Law

• Intro to Michigan Insurance State Law
• Michigan Insurance Law Who can get Licensed
• Michigan Insurance Law, Appointments, Cancellations, Notifications and Continuing Education
• Michigan Insurance Law Rules Companies must follow when paying claims
• Michigan Insurance Law General Laws
• Michigan Insurance Law Uniform Trade Practices Act
• Michigan Insurance Law Crime and Punishment

Chapter 6: The Structure of the Commercial Package Policy

• Intro to Commercial
• The Framework of a Commercial Package Policy
• The Common Dec Page and Common Conditions

Chapter 7: The Commercial Property Policy

• Intro to Commercial Property and Perils and Exclusions
• Objects Buildings
• Objects Business Personal Property
• Property Not Covered
• Additional Coverages
• Coverage Extensions
• Business Income and Extra Expense
• Valuation, Vacancy and Co-Insurance
• Optional Coverages and Endorsements
• Other Types of Commercial Property Policies
• Recap

Chapter 8: Commercial General Liability

• Intro to the CGL and Exposures
• CGL Insuring Agreement and Exclusions
• CGL Exclusions continued
• CGL Exclusions continued
• CGL Personal Injury and Advertising Injury
• CGL Medical Payments
• CGL Who is an Insured
• CGL Limits of Insurance
• CGL Occurrence vs. Claims Made
• CGL Recap

Chapter 9: Crime Insurance

• Intro to Crime
• Crime Definitions and Coverages
• Crime Coverages and Endorsements

Chapter 10: Equipment Breakdown

• Equipment Breakdown

Chapter 11: Inland Marine

• Inland Marine Intro
• Inland Marine Coverages

Chapter 12: Farm

• Farm

Chapter 13: Commercial Auto

• Intro to Commercial Auto and Business Auto Policy
• Truckers, Motor Cargo, Garage Liability and Garage Keepers Liability

Chapter 14: Businessowners Policy

• Intro to the Businessowners Policy
• Businessowners Policy Eligibility and Construction of the contract
• Businessowners Policy Additional Coverages and Coverage Extensions
• Businessowners Limits , Valuation, Optional Coverages and Liability
• Businessowners Policy Endorsements

Chapter 15: Worker's Compensation

• Intro to Worker's Comp
• Worker's Comp General Concepts
• Worker's Comp Policy Part 1 and 2
• Worker's Comp Policy Parts 3, 4, 5 and 6 along with endorsements
• Worker's Comp Michigan State Law Part 1 of 3
• Worker's Comp State Law Part 2 of 3
• Worker's Comp State Law Part 3 of 3

Chapter 16: Miscellaneous Coverages

• Umbrella Policies
• Professional Liability
• Bonds
• Boatowners
• Flood Insurance
• Surplus Lines